Terms and Conditions - CrediSegur
1. Identification of the entity
The CrediSegur is the registered national brand (INPI no. 668183) of CRRF - BROKERAGE, LDA, corporate entity no. 509447970, headquartered at Rua da Terça, no. 11, 3200-010 Casal de Ermio.The CRRF - BROKERAGE, LDA acts as a Linked Credit Intermediary, registered with Banco de Portugal under no. 0001290, authorized to present or propose credit contracts to consumers and to provide assistance in the preparatory or pre-contractual management acts related to credit contracts, not providing consulting services.The CRRF - BROKERAGE, LDA is also registered with the Insurance and Pension Funds Supervisory Authority (ASF) as an Insurance Agent, under no. 421751530, authorized for Life and Non-Life branches, carrying out insurance mediation activities under a commercial agreement with Seguramos - Corretores de Seguros, S.A.2. Scope of services
The CrediSegur provides services for mortgage credit and personal credit intermediation to consumers, mediation of insurance in the Life and Non-Life branches, as well as complementary support, monitoring, and information services related to savings, financial protection, and related services.The CrediSegur may also develop complementary verticals, including energy, telecommunications, travel, health, and well-being, as well as monitoring and informational support services for the real estate purchase process, which do not constitute real estate mediation activities.3. Nature of the information provided
All information provided through the digital channels of CrediSegur is for informational purposes only and supports decision-making. It does not constitute financial, legal, tax, or investment advice, nor does it represent any binding proposal for granting credit, subscribing to insurance, or entering into a contract.4. Simulators and comparators
The simulators, comparators, and digital tools provided by CrediSegur produce merely indicative results, based on the data provided by the user, and do not replace the final analysis of the lending or insurance entities.5. Referral and sharing of contacts
For the purpose of providing the requested services, CrediSegur may reuse customer data in other business verticals and forward contacts to partners or third parties, provided that this is requested or expressly authorized by the data subject, in accordance with the Privacy and Data Protection Policy.6. Responsibility
The CrediSegur is not responsible for decisions made by the customer based on the information provided, nor for acts, omissions, or decisions of the lending entities, insurers, or partners, nor for temporary technical unavailability of its digital channels.7. Intellectual property
All content, brands, texts, images, logos, and other elements present in the digital channels of CrediSegur are the property of CRRF - BROKERAGE, LDA or third parties duly authorized, and reproduction or use without prior authorization is prohibited.8. Personal data protection
The processing of personal data is governed by the Privacy and Data Protection Policy of CrediSegur, which is an integral part of these Terms and Conditions.9. Changes
The CrediSegur reserves the right to change these Terms and Conditions at any time, with changes duly published on its digital channels.10. Applicable law and competent jurisdiction
These Terms and Conditions are governed by Portuguese law. For the resolution of any disputes arising, the jurisdiction of the consumer's domicile shall apply, without prejudice to legal mechanisms for alternative dispute resolution.