Buy or sell your home

Whether you are thinking of selling or buying a home, at CrediSegur you have support at every step. In addition to handling your Mortgage, we work with a group of real estate consultants, making the process simpler, faster, and safer.

Buy or sell with the help of real estate consultants

CrediSegur partners with trusted real estate consultants. Choose your side and a consultant takes care of the rest.

A couple moving into the home they have just bought

Buy

For those who want to buy

Searching for a home alone can mean missing out on good opportunities, paying more than you should, or accepting unclear conditions.

Exclusive access to properties. Off-market homes, properties from individuals, properties in real estate mediation.
Negotiation that protects your interests. The consultant identifies risks, ensures you pay the right amount, and makes the most of the negotiation.
Market appraisal. Comparison of properties, identification of opportunities, and flagging inflated prices.
Complete support. Visits, documents, CPCV, inspections, and deed.
Reduce risk and save time. Find properties that make sense for you, avoid unnecessary visits, and detect structural, legal, or financial issues.

A consultant handing the keys of the sold home to its new owner

Sell

For those who want to sell

Selling requires a good value strategy, effective promotion across various channels, qualified contacts, and careful negotiation.

Realistic market appraisal. Based on real transactions, local market, and current demand, avoiding mispriced properties.
Promotion plan and marketing strategy. Photography, video, home staging, and promotion across various channels to attract potential buyers.
Visits by qualified buyers. Strict selection to avoid merely curious visitors.
Negotiation to maximize value. Management of offers and clauses by specialists who defend your interest.
Legal and documentary support. Comprehensive handling of certificates, contracts, CPCV, visits, lawyers, and deed.

Simple, fast, and secure process

Free and with no commitment. At every step you know exactly where you stand.

01
Submit a request with your detailsTwo minutes, free and with no commitment.
02
A consultant analyzes your caseThey call you at the time you chose.
03
We find the best solutionsProperties or buyers that make sense for you.
04
We present the best termsPrice, Mortgage, and insurance, all together.
05
We accompany you from start to finishCPCV, documents, and deed.

Free · 2 min

Step 1 of 3

Do you want to buy or sell a home?

Three short steps. A consultant calls you at the time you choose.

Yes. When selling a property, the cost of the service is defined and agreed upon in advance between the owner and our partner, and is always communicated clearly and transparently before any commitment.

Having a specialized professional brings several advantages throughout the entire process.Market knowledge: A real estate consultant knows the local market, the prices practiced, and the best opportunities in depth.More effective negotiation: Experienced professionals can negotiate more advantageous values and conditions for clients.Documentation and legality: Our partners provide legal support throughout the process, ensuring that everything proceeds safely and legally.Access to exclusive options: By working with our partners, you can access properties that are not publicly available.Time savings: Our consultants screen options for you and present only those that truly fit your needs.

Having exclusive support guarantees you a personalized service focused on your goals.• Greater dedication and attention to your process• More effective marketing strategies: The promotion of the property is planned strategically and targeted• Time savings: You avoid unnecessary visits and duplicated processes• More effective negotiation: There is greater room to negotiate better conditions• Greater control of the process: You have a clear view of each step• Less pressure: The process becomes simpler, organized, and calm.

• Property Tax Book• Permanent Certificate of the Land Registry• Energy Certificate• Usage License• Floor plan of the unit• Technical Sheet of the Housing (mandatory for properties built after March 2004)These documents ensure that the property is legally regularized and fit for sale, avoiding future problems.

When acquiring a property, there are several taxes and costs to consider:IMT (Municipal Tax on Property Transfers):The amount varies depending on the price of the property, the purpose (primary residence, second home, etc.), and other criteria. You can simulate this amount in our simulator.Stamp Duty (IS): Corresponds to 0.8% of the acquisition value of the property.Property Registration: The cost depends on the value of the property and the notary where the registration is done.Public Deed: The amount varies according to the notary and the price of the property.IMI (Municipal Property Tax): It is an annual tax. In the year of purchase, it is paid proportionally to the period you own the property.Financing costs (if applicable): Include bank fees, property appraisal, and other charges associated with credit.