Hello, I am Joel Martinho

Credit Manager and Commercial Director

As Commercial Director and Credit Manager at CrediSegur, I coordinate the team daily and apply my more than 15 years of experience to every process. I work every day to ensure that each client obtains the solution best suited to their needs and financial profile, through personalized support at every stage of the process, from the simulation to the signing of the deed.CrediSegur’s managers work for CRRF – Brokerage, Lda., a tied Credit Intermediary registered with Banco de Portugal under no. 0001290 and an insurance agent registered with ASF under no. 421571530 (Life and Non-Life). We do not provide advisory services.

Call +351 935 997 198

How can I help?

AcquisitionFor buying your new or pre-owned home. See the conditions that help you make this step a reality.

TransferTransfer your credit to another bank. We can review the conditions and help you find a better monthly payment.

ConstructionFinancing to build your home from the ground up. Your project, our support.

Personal CreditYou have personal projects and need a credit solution to make them happen.

Credit ConsolidationBring us your credit and combine it with other debts. Gain more financial breathing room.

Insurance for creditEnsure your family’s financial stability in the most difficult moments. Total protection and peace of mind for the future.

EnergySave on your electricity and gas bill. We compare tariffs for you and handle the switch of provider, in a simple way.

Simplify the credit process

Count on professional support

Run a simulation with your details
A dedicated manager will analyze your case
We compare the banks’ proposals
We present the proposals to you side by side
We support you from start to finish

Your Mortgage, without bureaucracy and 100% online

Simplified real estate financing. We compare the offers from the banks we work with for your home, land or renovations, and guide you through a 100% online process. Our intermediation service is free for you. CrediSegur, tied credit intermediary.

Simulate now

The Personal Credit you need, just a click away

We compare Personal Credit offers from the banks we work with and support you every step of the way. Fast, digital and with no intermediation costs for you. CrediSegur, tied credit intermediary.

Simulate now

Life and Non-Life Insurance, without complications

We work with Life and Non-Life Insurance from the insurers we have agreements with: we listen to what you need, compare the offers from those insurers and explain the coverage and exclusions of each one, with close and transparent support.

Simulate now

Buy or sell your home with the help of real estate consultants

We can put you in touch with a licensed real estate brokerage company (AMI): the appraisal, marketing, and negotiation of your property are handled by the consultant; we take care of your Mortgage.

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