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Hello, I am Henrique Maricato

Insurance Manager
As an insurance manager at CrediSegur, I help you find the right protection for you and your family. Each case is analyzed in a personalized way, always taking into account each person's needs and financial situation. I help you compare the proposals from the insurers we work with and explain the coverages and exclusions of each one, taking your needs into account. The insurance policy is always taken out with the insurer.CrediSegur’s managers work for CRRF – Brokerage, Lda., a tied Credit Intermediary registered with Banco de Portugal under no. 0001290 and an insurance agent registered with ASF under no. 421571530 (Life and Non-Life). We do not provide advisory services.
Call +351 919 436 458

How can I help?

AcquisitionFor buying your new or pre-owned home. See the conditions that help you make this step a reality.
TransferTransfer your credit to another bank. We can review the conditions and help you find a better monthly payment.
ConstructionFinancing to build your home from the ground up. Your project, our support.
Personal CreditYou have personal projects and need a credit solution to make them happen.
Credit ConsolidationBring us your credit and combine it with other debts. Gain more financial breathing room.
Insurance for creditEnsure your family’s financial stability in the most difficult moments. Total protection and peace of mind for the future.
EnergySave on your electricity and gas bill. We compare tariffs for you and handle the switch of provider, in a simple way.

Simplify the credit process

Count on professional support
  1. Run a simulation with your details
  2. A dedicated manager will analyze your case
  3. We compare the banks’ proposals
  4. We present the proposals to you side by side
  5. We support you from start to finish
Illustrative exampleLife Insurance — Mortgage

José and Marina changed their life insurance with CrediSegur

In this example, they managed to save more than €9,300José and Marina are fictional characters, created for illustrative purposes — they do not correspond to a real case.
Illustrative photo of a middle-aged couple hugging and smiling
With insurance outside the bank they save€9,396.00Total savings (27 years)
Monthly savings€29.00
Annual savings€348.00
Fictitious example: the coverages compared are not the same (ITP 60% ≠ IAD), the actual premium depends on age, health and capital, and changing the bank’s insurance may mean losing the spread discount.
Initial scenario (example)
Simulated scenario (example)
Coverages
Death + IAD
Death + ITP 60%
Insured amount (example)
€150,000.00
€150,000.00
Monthly premium
€68.00
€39.00
Remaining term
27 years
27 years
Total expected cost (27 years)
€22,032.00
€12,636.00
IAD = Absolute and Definitive Disability.
ITP 60% = Total and Permanent Disability with a degree equal to or greater than 60%. It may not be equivalent to IAD — always check the definitions and exclusions of each coverage before deciding.
With insurance outside the bank they save€9,396.00Total savings (27 years)
Monthly savings€29.00
Annual savings€348.00
Fictitious example: the coverages compared are not the same (ITP 60% ≠ IAD), the actual premium depends on age, health and capital, and changing the bank’s insurance may mean losing the spread discount.
Simulate now
*Illustrative, non-binding example, with fictional characters and values, purely indicative and subject to confirmation. It does not constitute an insurance offer, nor does it replace the analysis of each client’s personal situation or the insurer’s acceptance of the risk. Under the information duty set out in Law no. 7/2019, of January 16 (legal framework for insurance distribution). CrediSegur (CRRF Brokerage, Lda.) — Insurance Agent registered with the ASF under no. 421571530, for the Life and Non-Life branches, under a commercial agreement with Seguramos – Corretores de Seguros, S.A. In the event of a dispute, the client may resort to CIMPAS — Centro de Informação, Mediação e Arbitragem de Seguros. The premiums shown are illustrative, calculated based on a constant monthly premium over the remaining term, and may vary depending on the insured amount, age, health status and other risk factors assessed by the insurer. The coverages shown (Death + IAD; Death + ITP 60%) must be confirmed with the insurer as to their definitions, exclusions and activation conditions, which may differ from each other. The customer has the right to freely choose the insurer for the life insurance associated with the Mortgage, under Decree-Law no. 74-A/2017 — taking out insurance outside the lending bank cannot be grounds for refusal or for worsening the credit conditions, without prejudice to the lender’s risk assessment.

Your Mortgage, without bureaucracy and 100% online

Simplified real estate financing. We compare the offers from the banks we work with for your home, land or renovations, and guide you through a 100% online process. Our intermediation service is free for you. CrediSegur, tied credit intermediary.
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The Personal Credit you need, just a click away

We compare Personal Credit offers from the banks we work with and support you every step of the way. Fast, digital and with no intermediation costs for you. CrediSegur, tied credit intermediary.
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Life and Non-Life Insurance, without complications

We work with Life and Non-Life Insurance from the insurers we have agreements with: we listen to what you need, compare the offers from those insurers and explain the coverage and exclusions of each one, with close and transparent support.
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Buy or sell your home with the help of real estate consultants

We can put you in touch with a licensed real estate brokerage company (AMI): the appraisal, marketing, and negotiation of your property are handled by the consultant; we take care of your Mortgage.
More details
No brokerage fees for you

Insurance request

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By the way, where else can we help you save?By selecting one or more areas, you authorize CrediSegur to contact you about those areas. You can withdraw this authorization at any time, just as easily as this one, in each email or in your client area. Your data will only be shared with a partner if you authorize it in a specific checkbox that identifies that partner.