CrediSegur Team | CrediSegur

Hello, I am Henrique Maricato

Insurance Mediator

As an Insurance Manager at CrediSegur, I am dedicated to helping clients find the financing solutions best suited to their projects. Each case is analyzed in a personalized way, always taking into account each person's needs and financial reality. With specialized knowledge and privileged access to several Portuguese insurers, we guarantee insurance contracts with the best conditions on the market.

How can I help?

AcquisitionFor the purchase of your new or used home. See the conditions that help you achieve this step

TransferTransfer your credit to another bank. We can review the conditions and help you find a better payment

ConstructionFinancing to build your home from scratch. Your project, our support.

Consumer CreditYou have personal projects and need credit to make them happen.

Consolidate creditsBring your credit and combine it with other debts. Gain more financial flexibility.

Credit insuranceEnsure your family's financial stability in the most difficult times. Total protection and peace of mind for the future

EnergySave on your electricity and gas bill. We compare the rates for you and handle the change of provider, simply

Simplify the credit process.

Count on professional support

01

Make a simulation with your data

02

A dedicated manager will analyze your case

03

We find the best solutions

04

We present the best terms

05

We accompany you from start to finish

Illustrative exampleLife Insurance — Mortgage

José and Marina changed their life insurance with CrediSegur

In this example, they managed to save over €9,300José and Marina are a fictional character, created for illustrative purposes — they do not correspond to a real case.

Illustrative photograph of a middle-aged couple hugging and smiling

With insurance outside the bank they save€9,396.00Total savings (27 years)

Monthly savings€29.00

Annual savings€348.00

Initial scenario (example)Simulated scenario (example)

Coverages

Death + IAD

Death + ITP 60%

Sum insured(example)

€150,000.00

Monthly premium

€68.00

€39.00

Remaining term

27 years

Expected total cost(27 years)

€22,032.00

€12,636.00

IAD = Absolute and Permanent Disability.

ITP 60% = Total and Permanent Disability of 60% or more. It may not be equivalent to IAD — always confirm the definitions and exclusions of each coverage before deciding.

With insurance outside the bank they save€9,396.00Total savings (27 years)

Monthly savings€29.00

Annual savings€348.00

*Illustrative, non-binding example, with a fictional character and fictional figures, merely indicative and subject to confirmation. It does not constitute an insurance proposal, nor does it replace the analysis of each client's personal situation, nor the insurer's acceptance of the risk. In accordance with the information duty laid down in Lei n.º 7/2019, of 16 January (legal framework for insurance distribution). CrediSegur (CRRF Brokerage, Lda.) — Insurance Agent registered with the ASF under no. 421571530, for the Life and Non-Life branches, under a commercial agreement with Seguramos – Corretores de Seguros, S.A. In the event of a dispute, the client may refer the matter to CIMPAS — Centro de Informação, Mediação e Arbitragem de Seguros. The premiums shown are illustrative, calculated on the basis of a constant monthly premium over the remaining term, and may vary depending on the sum insured, age, state of health and other risk factors assessed by the insurer. The coverages shown (Death + IAD; Death + ITP 60%) should be confirmed with the insurer as regards their definitions, exclusions and activation conditions, which may differ from one another. The client has the right to freely choose the insurer for the life insurance associated with the mortgage, under Decreto-Lei n.º 74-A/2017 — taking out insurance outside the lending bank cannot be grounds for refusal or for worsening the credit terms, without prejudice to the risk assessment by the lender.

The Mortgage, without bureaucracy and 100% Online

Simplified real estate financing. We find the ideal credit for your home, land, or renovations. We negotiate with the banks for you, in a 100% online and free process.

The Consumer Credit you need, just a click away

The right consumer credit for your projects. We negotiate with the banks, handle everything online, and support you every step of the way. Fast, digital, and without costs.

Life and Non-Life Insurance, without complications

We offer complete solutions for Life and Non-Life Insurance, simplifying the entire process of choosing and managing your protection. We analyze your profile, compare the best offers on the market, and select the most suitable solution for your needs, ensuring close, transparent support without complications, so you have the right security at the best price.

Buy or Sell a home with the help of real estate consultants

Selling requires a good value strategy, effective promotion across various channels, qualified contacts, and careful negotiation

Free