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<0>Hello,<0/> I am Carlos Viegas

Hello, I am Carlos Viegas

Mortgage Credit Manager
As a Mortgage Credit Manager at CrediSegur, I am dedicated to helping clients find the financing solutions best suited to their projects. Each case is analyzed in a personalized way, always taking into account the needs and financial reality of each client. With specialized knowledge and privileged access to various financial institutions, we guarantee access to credit with the best conditions on the market.

How can I help?

AcquisitionFor the purchase of your new or used home. See the conditions that help you achieve this step
TransferTransfer your credit to another bank. We can review the conditions and help you find a better payment
ConstructionFinancing to build your home from scratch. Your project, our support.
Consumer CreditYou have personal projects and need credit to make them happen.
Consolidate creditsBring your credit and combine it with other debts. Gain more financial flexibility.
Credit insuranceEnsure your family's financial stability in the most difficult times. Total protection and peace of mind for the future
EnergySave on your electricity and gas bill. We compare the rates for you and handle the change of provider, simply

Simplify the credit process.

Count on professional support

01

Make a simulation with your data

02

A dedicated manager will analyze your case

03

We find the best solutions

04

We present the best terms

05

We accompany you from start to finish
Illustrative example

We negotiated for José and Vanessa

They managed to save over €30,000José and Vanessa are a fictional character, created for illustrative purposes — they do not correspond to a real case.
Illustrative photograph of a couple reviewing the terms of their mortgage
With the new rate and reduced insurance they save€30,489.45Total savings (30 years)
Monthly savings€89.85
Annual savings€1,078.20
Instalment and monthly saving refer to the fixed-rate period. After it, the rate becomes 6-month Euribor + spread — Euribor assumed at 2.10% (example) — and the instalment is recalculated; TAEG and MTIC reflect the whole term.
Initial scenario (example)Simulated scenario (example)
Amount
€240,000.00
€240,000.00
Term
30 years
30 years
TAN — Mixed rate (fixed for 3 years)
2.95%
2.55%
Spread (after fixed period)
0.85%
0.50%
Euribor
6 months
6 months
Insurance (Life + Multi-risk)
€90.00Annual: €1,080.00
€51.00Annual: €612.00
Monthly payment
€1,095.39
€1,005.54
Instalment after the fixed period
€1,095.39
€1,011.27
TAEG(example)
3.69%
3.03%
MTIC(example)
€394,339.97
€363,850.52
With the new rate and reduced insurance they save€30,489.45Total savings (30 years)
Monthly savings€89.85
Annual savings€1,078.20
Instalment and monthly saving refer to the fixed-rate period. After it, the rate becomes 6-month Euribor + spread — Euribor assumed at 2.10% (example) — and the instalment is recalculated; TAEG and MTIC reflect the whole term.
*Illustrative, non-binding example, with a fictional character and fictional figures, merely indicative and subject to confirmation. It does not constitute a credit proposal, nor does it replace the analysis of each client's financial and personal situation, nor the approval of the lending credit institution. The TAN, TAEG and MTIC figures shown are illustrative, in accordance with the standardized information duty applicable to mortgage credit advertising (Aviso do Banco de Portugal / DL n.º 74-A/2017); the actual figures are calculated by the lending credit institution in the Ficha de Informação Normalizada Europeia (FINE). CrediSegur (CRRF Brokerage, Lda.) — Tied Credit Intermediary registered with Banco de Portugal under no. 0001290.

The Mortgage, without bureaucracy and 100% Online

Simplified real estate financing. We find the ideal credit for your home, land, or renovations. We negotiate with the banks for you, in a 100% online and free process.

The Consumer Credit you need, just a click away

The right consumer credit for your projects. We negotiate with the banks, handle everything online, and support you every step of the way. Fast, digital, and without costs.

Life and Non-Life Insurance, without complications

We offer complete solutions for Life and Non-Life Insurance, simplifying the entire process of choosing and managing your protection. We analyze your profile, compare the best offers on the market, and select the most suitable solution for your needs, ensuring close, transparent support without complications, so you have the right security at the best price.

Buy or Sell a home with the help of real estate consultants

Selling requires a good value strategy, effective promotion across various channels, qualified contacts, and careful negotiation
Free

How can we help?

Answer the questions to get the best terms
What do you want?
Credit Information
€
€
1st Applicant
Contact Information
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